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Falling through the cracks: It’s time to take control of your pension #AD

Are you saving enough for your future? It’s a simple question, but the answer is never straightforward. At least, it’s not for me. Scottish Widows have recently published the 15th Women & Retirement Report. They’re celebrating the good progress that has been made since the report started. In 2019, 57% of women are saving adequately for retirement. That’s the highest proportion since their research started, helped in part by auto-enrolment. Despite this positive change, men stand to benefit from a staggering £78,800 more in their pension pot than women. Certain groups of women continue to fall through the cracks, remaining…

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[AD] Planning for the future with Scottish Widows

Did you know that minimum contributions to workplace pensions are increasing from 5 to 8 per cent? That extra 3 per cent will be made up by HMRC and employers, but also by employees. With women already facing different financial difficulties to men, putting money into a pension is likely to be at the very bottom of our to-do list. Women often prioritise ‘now’ when saving. This can be for a new boiler, the car needing to be fixed or even to buy the new must-have gadget. However, it’s also worth thinking about your future and saving for the retirement…

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