Is debt consolidation the best solution?

This is a collaborative post. As a family, we have turned to debt consolidation on numerous occasions to sort out our finances. I don’t mind admitting that neither myself or my husband are great with money. That’s not to say that we’re materialistic, because we’re not really. Neither of us are accumulators of ‘stuff’. But travel and experiences are our weakness and often, debt consolidation ends up being our solution. So, I’ve been doing some research to see whether it really is the best idea. What is debt consolidation? Debt consolidation means taking out one loan to cover all your…

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