[AD] Planning for the future with Scottish Widows

Did you know that minimum contributions to workplace pensions are increasing from 5 to 8 per cent? That extra 3 per cent will be made up by HMRC and employers, but also by employees. With women already facing different financial difficulties to men, putting money into a pension is likely to be at the very bottom of our to-do list. Women often prioritise ‘now’ when saving. This can be for a new boiler, the car needing to be fixed or even to buy the new must-have gadget. However, it’s also worth thinking about your future and saving for the retirement…

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I disagree

It is natural to surround ourselves with people like us. We work with people with a similar skillset, make friends with people who have similar interests and follow social media accounts that share our ethos. So, when was the last time you disagreed with someone? Not an argument, or disagreeing with a stranger, but voicing a differing opinion to a friend or family member. Or even expressing an alternative viewpoint at work. Is disagreeing really that uncommon? Why is disagreeing frowned upon? It goes without saying that we all have differing opinions. If we were all the same, society simply…

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How to love Mondays

From the day we start school, Monday to Friday represents the daily grind. Early starts. Hard work. Routine. Living for the weekend, waiting for those two precious days with family and friends. Sunday nights bring a familiar feeling of dread and the Monday morning alarm is the low point of the whole week. But it doesn’t have to be this way, what if we were to learn how to love Mondays? Start the week with something you love To learn how to love Mondays, the first step is to do something you enjoy on the first day of every week.…

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A retrospective 40 before 40

It seems to be somewhat of a tradition to write a 40 before 40 list. As I’m approaching my 40th year (I’ll be 39 in a few months), I started thinking about what I’d put on my list. But the more I thought about it, the more I realised that there’s not much I want to do that I haven’t already done. I’m at a stage in my life where a lot of exciting adventures are on hold. The children aren’t old enough to join in and I don’t want to leave them for that long. But for the first…

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Finding Instagram accounts you love and why it matters

Instagram divides the world into two groups. Those love it, and those who despise it. If you fall into the latter group, the likelihood is you’ve seen the dark side of it. Bullying, trolling and encouraging suicide. Even those who love social media are aware of that dark side. Yet I strongly feel that it can be incredibly positive as well. This is the a guide to finding Instagram accounts you love, and why it matters. All photos in this post are taken from my own account. Finding Instagram accounts like yours The sort of Instagram accounts I follow have…

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