This is a collaborative post.  We had a bit of a rude awakening last week in terms of our finances. Every few months, we review how much we’re earning and spending and where it’s going. It’s so easy to just let direct debits roll and end up paying for things you don’t really need. And we were aware that we were generally more skint than we should be. So where on earth was it all going? The ‘just popping to the shop’ disaster Well it turns out, our money wasn’t going on direct debits we’d forgotten to cancel. It wasn’t…

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