A twist of fate, a wrong decision, a stroke of bad luck. All of a sudden, you find yourself face to face with an almighty struggle. One unpaid invoice leads to rent arrears and a mountain of debt. Then, a charity may be your only hope. A food bank, or an organisation that helps people to get back on their feet. The big corporation and the charity I know enough about life’s cruel blows to understand that destitution often arrives through no fault of its victim. And that charities can be a lifeline in such a situation. And yet, I received an…